Toronto Private Mortgage Specialist
Bad credit, self-employed, facing power of sale, or need to consolidate debt fast. Private mortgage lending is approved on your equity, not just your credit score. Licensed, honest advice from a Toronto-based Mortgage Agent who answers his own phone.
Tap any solution below for details on who it's for and how it works.
Equity-based lending for borrowers who don't fit a traditional bank's underwriting box. Fast approvals, flexible terms.
Learn more →Access equity in layers, including private second mortgages, without disturbing your existing first mortgage.
Learn more →Behind on payments or received a notice from your lender? There are more options than you think. Act early.
Learn more →A lump sum or an open line of credit against your home's equity. HELOC available up to 80 to 90% LTV.
Learn more →Roll high-interest debt into one manageable mortgage payment using the equity you've already built.
Learn more →Access funds for renovations through a 2nd mortgage or refinance, without disturbing your existing 1st mortgage.
Learn more →Declared income after write-offs doesn't have to be the whole story. Alternative qualification options available.
Learn more →Financing for buying a home, including 5% and 10% down payment programs for non-traditional buyers.
Learn more →Commercial loans and a line of credit inside your incorporation, for working capital, property or growth.
Learn more →Bad credit, distressed files and work permit files are all considered. Approval based on equity, not just score.
Learn more →Homeowners 55+ can access home equity as tax-free funds with no required monthly payments.
Learn more →B lenders and private lenders can lend on current appraised value, helping close financing gaps on closing day.
Learn more →Tell me a bit about your situation and I'll text or call you back personally, usually the same day.
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